Annette Richards Annette Richards

Coming in 2026: What You Need to Know About Medicare Part D Changes

As prescription drug prices rise, Medicare is making some big changes to help protect your wallet. Whether you're already comparing plans or just getting ready to turn 65, it’s critical to understand how Medicare Part D—your prescription drug coverage—will work differently starting in 2026.

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Annette Richards Annette Richards

Top Medicare Myths—Fact-Checked

Confused about Medicare? Discover the top 9 Medicare myths—and the facts you need to know. Learn what’s covered, when to enroll, and how to avoid costly mistakes. Contact Annette at Maine Medicare Simplified for expert help.

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Annette Richards Annette Richards

Do I need to sign up for Medicare if I’m still working?

If you’re turning 65 and still working, you might wonder if you need to sign up for Medicare. The answer depends on your employer coverage. This post explains when you should enroll in Medicare Parts A, B, and D to avoid late penalties and coverage gaps. If you're in Maine and want help understanding your options, I’m here to make Medicare simple.

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Annette Richards Annette Richards

How Does Medicare Work?

Medicare is federal health insurance for people 65+, covering hospital, medical, and prescription needs through Parts A, B, C, and D. Learn how it works, what’s covered, and how to choose the right plan for your needs in Maine.

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Annette Richards Annette Richards

Medigap vs Medicare Advantage

When dealing with Medicare, there are several forks in the road. Trust that we can help you navigate these nuances and get you on track!

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Annette Richards Annette Richards

Why Use a Independent Broker

Discover how an independent Medicare broker can help you compare plans, save money, and find coverage tailored to your needs—all at no extra cost. Personalized, expert guidance for Medicare Advantage, Medigap, and Part D in Maine.

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Annette Richards Annette Richards

How Much Does Medicare Cost

Wondering how much Medicare costs in 2025? Call Annette to get a clear breakdown of premiums, deductibles, and copays for Parts A, B, C, and D—plus tips on how supplemental coverage like Medigap can help you save.

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