Why Use a Independent Broker

Why use a Medicare Broker

  • No Extra Cost:  Brokers are paid by the insurance companies they represent, so there is no additional cost to you for using their services

  • Expert Guidance:  Medicare brokers are knowledgeable about various Medicare plans and can help you navigate the complexities of Medicare options, including   Medicare Advantage, Medigap, and Part D plans

  • Personalized Recommendations: Brokers take into account your personal preferences, financial situation, and health conditions to recommend a plan tailored to your needs3.

  • Access to Multiple Plans: Unlike captive agents who represent a single insurance company, independent brokers have access to a wide range of plans from different insurers, giving you more options to choose from

  • Cost Savings: Brokers can help you find plans that offer the best value for your money, potentially saving you on premiums, deductibles, and out-of-pocket costs.

  • Ongoing Support: A good broker provides continued support, helping you re-shop plans if prices increase and assisting with any issues that arise with your coverage.

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Medigap vs Medicare Advantage

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How Much Does Medicare Cost